:root {
  --bg: #f7f9fc;
  --bg-alt: #edf3fb;
  --surface: #ffffff;
  --text: #13263d;
  --muted: #5d6d82;
  --line: #d8e2ef;
  --brand: #0c2e63;
  --brand-2: #123f87;
  --accent: #ffd31a;
  --green: #20c600;
  --shadow: 0 18px 50px rgba(12, 46, 99, 0.12);
  --radius: 22px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #fdfefe 0%, var(--bg) 100%);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.container {
  width: min(calc(100% - 32px), var(--max));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(10px);
  background: rgba(255,255,255,0.88);
  border-bottom: 1px solid rgba(216,226,239,0.7);
}

.topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 16px 0;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
}
.brand-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  background: linear-gradient(135deg, var(--brand), var(--brand-2));
  color: var(--accent);
  font-weight: 800;
  letter-spacing: .03em;
  box-shadow: var(--shadow);
}
.brand-text {
  font-size: 0.98rem;
  font-weight: 700;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
}
.main-nav a {
  font-weight: 700;
  color: var(--muted);
}
.main-nav a:hover,
.main-nav a:focus-visible {
  color: var(--brand);
}
.nav-cta {
  padding: 12px 18px;
  border-radius: 999px;
  background: var(--brand);
  color: #fff !important;
}

.hero {
  padding: 56px 0 34px;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 42px;
  align-items: center;
}
.eyebrow,
.section-kicker {
  display: inline-block;
  padding: 7px 12px;
  border-radius: 999px;
  background: rgba(12, 46, 99, 0.08);
  color: var(--brand);
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.hero h1 {
  margin: 16px 0 14px;
  font-size: clamp(2.4rem, 4.5vw, 4.4rem);
  line-height: 1.05;
  max-width: 11ch;
}
.lead {
  margin: 0;
  font-size: 1.12rem;
  color: var(--muted);
  max-width: 61ch;
}
.hero-actions,
.cta-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 28px 0 24px;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 800;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
}
.button-primary {
  background: linear-gradient(135deg, var(--brand), var(--brand-2));
  color: #fff;
  box-shadow: var(--shadow);
}
.button-secondary {
  background: #fff;
  color: var(--brand);
  border: 1px solid var(--line);
}
.hero-points {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}
.hero-points li {
  position: relative;
  padding-left: 18px;
  color: var(--text);
  font-weight: 600;
}
.hero-points li::before {
  content: "";
  position: absolute;
  top: .7em;
  left: 0;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--green);
}
.hero-logo-wrap {
  margin-top: 24px;
}
.partner-logo {
  width: 280px;
  max-width: 58%;
  opacity: 0.86;
}
.visual-card {
  position: relative;
  padding: 22px;
  border-radius: 32px;
  background: radial-gradient(circle at top right, rgba(255,211,26,0.16), transparent 30%), #fff;
  box-shadow: var(--shadow);
}
.visual-card::before {
  content: "";
  position: absolute;
  inset: auto -40px -50px auto;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(32, 198, 0, 0.08);
}
.hero-image {
  width: 100%;
  height: auto;
  object-fit: contain;
}

.strip {
  padding: 0 0 18px;
}
.strip-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.strip-grid > div {
  display: grid;
  gap: 2px;
  padding: 18px 20px;
  border-radius: 18px;
  background: #fff;
  border: 1px solid var(--line);
}
.strip-grid strong {
  color: var(--brand);
  font-size: .95rem;
}
.strip-grid span {
  color: var(--muted);
  font-size: .96rem;
}

.section {
  padding: 72px 0;
}
.section-alt {
  background: var(--bg-alt);
}
.section-heading {
  max-width: 760px;
  margin: 0 auto 30px;
  text-align: center;
}
.section-heading.left {
  margin-left: 0;
  text-align: left;
}
.section-heading h2 {
  margin: 14px 0 10px;
  font-size: clamp(1.9rem, 3vw, 3rem);
  line-height: 1.1;
}
.section-heading p {
  margin: 0;
  color: var(--muted);
  font-size: 1.06rem;
}

.cards {
  display: grid;
  gap: 18px;
}
.cards-four {
  grid-template-columns: repeat(4, 1fr);
}
.card,
.feature-item,
.swatch-card,
.image-panel,
.faq-list details,
.cta-panel {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 12px 30px rgba(12, 46, 99, 0.05);
}
.card {
  padding: 24px;
}
.card h3 {
  margin: 0 0 8px;
  font-size: 1.16rem;
}
.card p,
.note,
.footer-copy {
  margin: 0;
  color: var(--muted);
}

.split-grid {
  display: grid;
  grid-template-columns: 1fr .92fr;
  gap: 36px;
  align-items: center;
}
.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 22px;
}
.chips span {
  padding: 11px 14px;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--line);
  font-weight: 700;
}
.note {
  margin-top: 18px;
  font-size: .98rem;
}
.image-panel {
  padding: 18px;
}
.image-panel img {
  width: 100%;
  height: auto;
  border-radius: 18px;
}

.feature-grid,
.swatch-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.feature-item {
  padding: 22px;
}
.feature-item strong {
  display: block;
  margin-bottom: 6px;
  font-size: 1.05rem;
}
.feature-item span,
.swatch-card p {
  color: var(--muted);
}

.swatch-card {
  padding: 18px;
  text-align: center;
}
.swatch {
  display: block;
  width: 100%;
  aspect-ratio: 1 / 1;
  border-radius: 18px;
  border: 1px solid rgba(0,0,0,.08);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.18);
  margin-bottom: 14px;
}
.swatch-card h3 {
  margin: 0 0 4px;
}
.swatch-card p {
  margin: 0;
  font-weight: 700;
}

.faq-wrap {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 26px;
  align-items: start;
}
.faq-list {
  display: grid;
  gap: 14px;
}
.faq-list details {
  padding: 18px 20px;
}
.faq-list summary {
  cursor: pointer;
  font-weight: 800;
  list-style: none;
  padding-right: 24px;
  position: relative;
}
.faq-list summary::-webkit-details-marker {
  display: none;
}
.faq-list summary::after {
  content: "+";
  position: absolute;
  right: 0;
  top: -2px;
  color: var(--brand);
  font-size: 1.3rem;
  font-weight: 700;
}
.faq-list details[open] summary::after {
  content: "−";
}
.faq-list p {
  margin: 12px 0 0;
  color: var(--muted);
}

.cta-section {
  padding: 0 0 72px;
}
.cta-panel {
  padding: 30px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  background: linear-gradient(135deg, rgba(12,46,99,0.98), rgba(18,63,135,0.96));
  color: #fff;
  border: none;
}
.cta-panel h2 {
  margin: 14px 0 10px;
  font-size: clamp(1.8rem, 2.8vw, 2.8rem);
}
.cta-panel p {
  margin: 0;
  color: rgba(255,255,255,0.82);
}
.cta-panel .section-kicker {
  background: rgba(255,255,255,0.12);
  color: #fff;
}
.cta-panel .button-primary {
  background: #fff;
  color: var(--brand);
  min-width: 250px;
}

.site-footer {
  background: #0b1f3d;
  color: #dce6f7;
  padding: 28px 0;
}
.footer-grid {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
}
.footer-title {
  margin: 0 0 6px;
  font-weight: 800;
  color: #fff;
}
.footer-logo {
  width: 220px;
  opacity: 0.84;
}

@media (max-width: 1080px) {
  .cards-four,
  .feature-grid,
  .swatch-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .hero-grid,
  .split-grid,
  .faq-wrap {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 820px) {
  .topbar,
  .footer-grid,
  .cta-panel {
    flex-direction: column;
    align-items: flex-start;
  }
  .strip-grid,
  .hero-points {
    grid-template-columns: 1fr 1fr;
  }
  .main-nav {
    gap: 14px;
  }
}

@media (max-width: 560px) {
  .container {
    width: min(calc(100% - 22px), var(--max));
  }
  .hero {
    padding-top: 34px;
  }
  .brand {
    align-items: flex-start;
  }
  .brand-text {
    font-size: .92rem;
  }
  .main-nav {
    width: 100%;
  }
  .main-nav a {
    font-size: .95rem;
  }
  .strip-grid,
  .hero-points,
  .cards-four,
  .feature-grid,
  .swatch-grid {
    grid-template-columns: 1fr;
  }
  .button {
    width: 100%;
  }
  .partner-logo {
    max-width: 72%;
  }
}